In California, a majority of personal injury cases stem from auto accidents. Having proper auto insurance coverage can help prevent you from being in a tough California personal injury case.
Looking at your car insurance policy can be overwhelming and confusing. However, most auto policies can easily be broken down for you to understand what your insurance covers and how you are to be protected. Here are some of the basics of your auto policy anatomy:
Liability- protects you in the event that you cause an accident of any sort. Liability protection helps cover damages and resulting legal actions.
Comprehensive- covers your car from damages/loss due to incidents such as fire, flood, theft, or other harm not resulting form an accident.
Medical payments- covers medical bills and expenses of those injured in your vehicle in the event of an accident.
Uninsured Motorist coverage- protects you in the event that an uninsured driver causes your injuries. This will pay for your medical expenses and possibly damages to your vehicle.